7 September 2020
The current economic conditions in the country have affected almost everyone in a material way. Retirees, specifically those who are invested in living annuities which are affected by the state of financial markets, may have seen their capital decline over the years due to low growth and negative market returns. The usual reaction is to take less risk and invest in more interest-bearing investments. However, this reduces the potential of strong, inflation-beating growth.
The Glacier Invest Living Annuity Income wrap fund solutions focus on increasing predictability and consistency of income and protecting capital during market downturns. This is achieved by using hedge funds, smoothing techniques and alternative investments* within a managed portfolio. These additions may seem complicated and difficult to understand, but the following reasons make the range of solutions very compelling:
There is no “holy grail” solution that guarantees a perfect retirement income outcome. However, the science behind these solutions significantly increases the chances of a sustainable income for retirees. Retirees with a living annuity, or those who are about to retire, are well-advised to discuss these options with a financial adviser.
*Alternative investments currently are not included in the range of solutions but will be in future.
For more information, please visit our
Glacier Invest Living Annuity Income Solutions page.