R100 000

Or R5 000 monthly recurring investment

Any other additional investments are subject to a minimum of R15 000

The investment period is open-ended - you decide how long you want to stay invested.

You have total freedom to change your underlying investments.

• Lower minimums than traditional offshore investment options
• A simple investment process with less paperwork
• Flexibility to add to, or withdraw from the investment at any time
• Guided investment choices through risk-profiled model portfolios

• You make a lump sum investment. You can also make additional contributions on an ad hoc basis or on a monthly recurring basis.
• We invest the money in the underlying investments that you choose in collaboration with your financial advisor.
• Your money can grow over time, based on the performance of your underlying investments.
• Approval from the South African Reserve Bank can be requested for amounts exceeding R10 000 000.
• Asset swap is an option if you do not want to make use of allowances.

• You can make ad hoc withdrawals, depending on the liquidity of the underlying investments.
• You cannot make regular or scheduled withdrawals.

• Taxation depends on an investor's personal circumstances. Glacier has selected roll-up fund classes which means income and dividend tax does not apply.
• Capital gains tax will be triggered when you withdraw from a fund and sell units

Please speak to your financial advisor to make sure you pay the correct fees and that you understand which fees you pay and why.