We help you make the most of your money and keep you motivated by adding to your investment and rewarding you with a loyalty bonus if you stay committed.
R1 000 per month or
R100 000 one-off payment
How long you invest for
A minimum initial term of five years. The maximum investment age is 89.
Freedom to move your money
You have limited access to your money over the initial term.
You can reduce or stop monthly payments without paying an alteration charge.
Your investment choices
Access to the leading investment funds, which makes it easier to select the funds most appropriate for your needs.
How it works
According to current legislation, the returns will not be taxable in your hands.
Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and that you understand which fees you pay and why.
Why get financial advice
It is important to bear in mind that any investment has some risk. We therefore recommend that you consult a financial planner who can help you find the most appropriate products for your needs and circumstances.
Sanlam Reality members on the Reality Plus, Reality Health and Reality Core membership options now qualify for a discount of up to 100% on the primary asset management fee of Sanlam Investments’ flagship funds as well as Sanlam Life’s savings products. The discount percentage is related to your tier status.
Speak to an adviser about Sanlam’s investments and savings products, the asset management fees and the discount amounts you might qualify for. You can also visit the
Sanlam Reality webpage to find out more about the benefits you can receive.