US$ 25 000 lump sum
PLUS additional transfers of US$ 5 000

The investment period is open-ended – you decide how long you want to stay invested.

You have total freedom to change your underlying investments. The minimum amount that can be switched is US$ 1 000.

You can invest in foreign collective investment funds from Glacier’s approved list.

• Access to a wide range of investment choices denominated in foreign currencies
• Freedom to change your underlying investments
• Access to capital
• Tax-efficiency and simplicity: Most funds don’t distribute interest and dividends, thereby reducing a client’s tax liability

• You make a lump sum investment.
• • We invest the money in the underlying investments that you choose in collaboration with your financial advisor. You can also make additional contributions.
• Your money can grow over time based on your underlying investments.

• You can make ad hoc withdrawals, depending on the liquidity of the underlying investments.
• You cannot make regular or scheduled withdrawals.

• Taxation depends on an investor’s personal circumstances. Glacier International has selected roll-up funds (accumulating classes) in most cases, resulting in Capital Gains Tax (CGT) only.
• The Global Collection Plan is ideally suited for non-South African residents (who are not subject to South African tax) and for non-tax-paying institutions who wish to diversify offshore.
• Income distributions from collective investment funds may be taxed up to certain limits. The majority of the funds we have selected however do not distribute their dividends.

Please speak to your financial advisor to make sure you pay the correct fees and that you understand which fees you pay and why.