Navigate is a list of investment choices offered via the Global Life Plan. Navigate optimised model portfolios are categorised according to the mix of assets they invest in and their risk exposure, for easy-to-understand investing. The Navigate guided list of funds is a selected range of funds from local and international companies with strong histories and performance records.
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US$ / € / ₤ / AUD / CHF 25 000 lump sum
PLUS additional transfers of US$ / € / ₤ / AUD / CHF 5 000
The initial term is five years, after which it becomes open-ended. The value of the policy will form part of your estate plan when you die.
You have total freedom to change your underlying investments and there are no charges for the first four changes in a year. The minimum amount that can be switched is US$ / € / ₤ / AUD / CHF 1 000.
There are three fund categories with different levels risk exposure:
Ad hoc withdrawals are allowed.
Please speak to your financial advisor to make sure you pay the correct fees and that you understand which fees you pay and why.
It is important to bear in mind that any investment has some risk. We therefore recommend that you consult a financial planner who can help you find the most appropriate products for your needs and circumstances.