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Three people were offered their perfect life, but they turned it down.

The perfect life. It’s what we all strive for.

A life where you follow all your passions with enough time and money to enjoy them. In fact, it’s very close to what your retirement might look like. Unfortunately, very few people save enough for their retirement, mostly because it appears abstract, intangible and too far into the future.

And because it’s intangible, we reassure ourselves that our monthly deductions off our payslips and a certain amount of investment is enough. But how much do we really need? If you could find out what your contributions add up to in the form of a monthly salary once you retire, surely you would be inspired to plan for the life you want?

If you could visualise your perfect life in the future, surely you would be inspired to save for it?

We offered three subjects with great careers and lifestyles something they’ve always desired – a perfect life.

The one they’d always imagined living for the rest of their lives. Once we revealed their perfect life to them on screen, we handed them a salary to make it a reality. However, the salary we offered them was far below what they actually needed to live their perfect life.

Why? Because it was the amount calculated from their actual retirement savings in today’s money. Needless to say, they declined the offer. But even though it was bad news, it was revealed early enough for them to do something about it. They are all now actively planning to put away the right amount of money to live the kind of retirement they dream of.

Most people only discover their retirement salary just before they retire.

If you could visualise your perfect life in the future, surely you would be inspired to save for it?

We offered three subjects with great careers and lifestyles something they’ve always desired – a perfect life.

The one they’d always imagined living for the rest of their lives. Once we revealed their perfect life to them on screen, we handed them a salary to make it a reality. However, the salary we offered them was far below what they actually needed to live their perfect life.

Why? Because it was the amount calculated from their actual retirement savings in today’s money. Needless to say, they declined the offer. But even though it was bad news, it was revealed early enough for them to do something about it. They are all now actively planning to put away the right amount of money to live the kind of retirement they dream of.

Most people only discover their retirement salary just before they retire.

You actually have two salaries.

The one you have now plus the one you will have when you retire.

We have designed a simple calculator to work out your retirement salary based on your monthly contributions and savings. Obviously, it’s a conservative ball-park figure, but it is enough for you to gauge just how much you will need to actually put away for your perfect life. It’s also far better to find out now and make plans to improve your retirement salary, before it's too late.

Calculate your future retirement salary now or download the Glacier Retirement Salary Calculator app for IOS or Android.

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The Adviser

Justin Cohen

Life Strategist

Justin Cohen is an author and life strategist. In his career he has helped thousands of individuals and organisations unleash their future potential. He also has a postgraduate degree in Psychology and has spoken professionally for 15 years in nearly 20 countries, and in virtually every industry.

The Subjects

Josephine - 30

Digital Marketer

Josephine has a high-tech online career. Her perfect life includes exploring every continent, a classic and comfortable house on the beach, spending quality time with her family, owning a luxury car, helping educate the African girl-child and pursuing her love of running in nature. She has an investment portfolio plus her monthly retirement contributions.

Deon - 38

Civil Engineer

Deon is a successful civil engineer working on international marine industry mega-projects. His perfect life includes deep cultural-immersion style travel, competitive sailing, building a smart eco-friendly house, restoring old motorcycles, having time for his children and using his skills to help rural communities. He has an investment portfolio to save for his retirement.


Karin - 43

Corporate Communications Manager

Karin has a hectic yet satisfying high-powered career. Her perfect life includes motorcycle travel, a minimalist house in the Karoo, a photography exhibition, community art projects and the time to write and publish her book. She has an investment portfolio, a preservation fund plus her monthly retirement fund contributions.

Participant Insights

Josephine - 30

Digital Marketer

Deon - 38

Civil Engineer

Karin - 43

Corporate Communications Manager

A Perfect Life Deserves A Perfect Plan

Contact one of our financial advisers to start planning for a retirement you can look forward to.

Contact Us

 

 

Save for Retirementhttp://www.glacier.co.za/personal/retirement/Pages/save-for-retirement.aspxSave for RetirementSave for retirement with an annuity from Glacier. Our range of tax-friendly savings plans allow for monthly or lump sum investments. Secure a comfortable retirement with Glacier.Do you want to start saving for retirement? Are you self-employed without a formal pension or provident fund? Do you want to supplement your existing retirement savings? http://www.glacier.co.za/GlacierBannerImages/Save for Retirement_1920x226.jpg?RenditionID=5, Save for Retirement preview
Retirement Preservationhttp://www.glacier.co.za/personal/retirement/Pages/retirement-preservation.aspxRetirement PreservationPreserve your retirement savings by moving your pension to a provident or preservation fund, and continue increasing your wealth. Contact Glacier today!Have you recently changed jobs? Have you been retrenched? Don’t be tempted to cash in your retirement savings. It’s very hard to make up for the value you will lose. http://www.glacier.co.za/GlacierBannerImages/Retirement Preservation_1920x226.jpg?RenditionID=5, Retirement Preservation preview
Retirement Incomehttp://www.glacier.co.za/personal/retirement/Pages/retirement-income.aspxRetirement IncomeOur linked living life annuity plans provide income throughout retirement, and have the potential to grow with market returns. Speak to a Glacier financial planner about our income solutions today!Are you already retired? Are you retiring soon? Ensure a suitable income that will last throughout your retirement.http://www.glacier.co.za/GlacierBannerImages/Retirement Income_1920x226.jpg?RenditionID=5, Retirement Income preview

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