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    0860 452 364

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Investments with Guarantees

Sanlam Fixed Return Plan with Income

Receive capital protection in the form of a fixed return, combined with a regular income throughout the investment term.

Plan Details

Find out more about this product.

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The Fixed Return Plan is underwritten by BrightRock Life Ltd, a Licensed Financial Services Provider.

Plan Details

R200 000 lump sum

A minimum of five years (the first five years are known as a ‘restricted period’).

  • You receive the original investment amount at the end of the investment term
  • You receive a fixed monthly income payment during the investment term
  • You make a lump sum investment of at least R200 000
  • The maturity amount is guaranteed by the issuer of the underlying assets
  • The underlying assets are only invested in the top four banks in South Africa
  • A fixed monthly income is paid to you throughout the investment term
  • You have access to your money in the form of fixed monthly income payments
  • Full withdrawals are allowed, but will attract a termination fee
  • Income from the policy is taxable in the hands of the investor, subject to certain conditions
  • No capital gains tax is applicable

Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and that you understand which fees you pay and why.

Get Advice

It is important to bear in mind that any investment has some risk. We therefore recommend that you consult a financial planner who can help you find the most appropriate products for your needs and circumstances.


Glacier Financial Solutions (PTY)LTD is a licensed financial services provider.
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