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Sanlam Fixed Return Plan

Reduce the concerns you may have about portfolio fluctuations over time and the potential of not meeting your investment objective due to market volatility.

Plan Details

Find out more about this product.

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Get information about our solutions.

This sinking fund policy is underwritten by BrightRock Life Ltd, a Licensed Financial Services Provider.

Plan Details

R100 000 lump sum

A minimum of five years (the first five years are known as a ‘restricted period’).

  • You receive a fixed return at the end of the term
  • You get peace of mind, as the return is specified at the outset of the investment
  • You make a lump sum investment of at least R100 000
  • The maturity amount is guaranteed by the issuer of the underlying assets
  • The underlying assets are only invested in the top four banks in South Africa

Full withdrawals are allowed, but will attract a termination fee

  • Income tax is payable within the policy
  • No capital gains tax is applicable

Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and that you understand which fees you pay and why.

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It is important to bear in mind that any investment has some risk. We therefore recommend that you consult a financial planner who can help you find the most appropriate products for your needs and circumstances.


Glacier Financial Solutions (PTY)LTD is a licensed financial services provider.
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